Terms of Service

Effective Date: May 13, 2026

Welcome to Fast Funds Capital. These Terms of Service ("Terms") govern your access to and use of our website, services, and products (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Eligibility

By using our Services, you represent and warrant that:

  • You are at least 18 years of age and have the legal capacity to enter into binding contracts.
  • You are authorized to act on behalf of the business for which you are seeking financing.
  • The business you represent is legally registered and in good standing in its jurisdiction.
  • All information you provide is accurate, complete, and not misleading.
  • You are not prohibited from using our Services under applicable laws.

2. Our Services

Fast Funds Capital provides business financing solutions, including but not limited to:

  • Same-day and short-term business loans
  • Long-term business financing
  • Equipment loans
  • Revenue-based financing (purchase of future receivables)

Submission of a financing application does not guarantee approval. All applications are subject to our underwriting criteria, risk assessment, and final approval. We reserve the right to decline any application for any reason permitted by law.

3. Application Process

To apply for financing, you must complete our application form and provide all requested documentation, which may include:

  • Business bank statements
  • Proof of business ownership or authorization
  • Tax identification numbers
  • Financial statements or revenue documentation
  • Personal identification (for verification purposes)

You authorize us to verify the information you provide and to obtain credit reports, background checks, and other information from third parties to evaluate your application. You also authorize us to share your information with funding partners and service providers as necessary to process your application.

4. Financing Agreements

If your application is approved, you will receive a financing offer detailing the terms, including but not limited to:

  • The total funding amount
  • Repayment terms, schedule, and structure
  • Any fees, costs, or factor rates
  • Default and remedy provisions

The specific terms of your financing will be set forth in a separate financing agreement that you must review and sign before funds are disbursed. The financing agreement, not these Terms, governs your repayment obligations. These Terms govern your use of our website and services generally.

5. Revenue-Based Financing Disclaimer

Revenue-based financing products offered through Fast Funds Capital are not loans. They constitute a purchase of future receivables, and repayment is made through agreed-upon remittances from business revenue. These products are subject to separate merchant agreements. You acknowledge that revenue-based financing differs from traditional lending and should not be construed as a loan product.

6. Prohibited Uses

You agree not to use our Services for any unlawful or prohibited purpose, including but not limited to:

  • Providing false, inaccurate, or misleading information
  • Impersonating any person or entity
  • Attempting to gain unauthorized access to our systems
  • Using automated means to access or interact with our Services
  • Engaging in fraud, money laundering, or other illegal activities
  • Interfering with the proper functioning of our Services

Violation of these prohibitions may result in immediate termination of your access to our Services and may be reported to appropriate authorities.

7. Intellectual Property

All content, trademarks, logos, and other intellectual property displayed on our website are owned by or licensed to Fast Funds Capital. You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any of our intellectual property without our prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Fast Funds Capital and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of our Services.

Our total liability to you for any claim arising out of or relating to these Terms or your use of our Services shall not exceed the total amount you have paid to us (if any) in the twelve (12) months preceding the event giving rise to liability, or one hundred dollars ($100), whichever is greater.

9. Indemnification

You agree to indemnify, defend, and hold harmless Fast Funds Capital and its affiliates, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your violation of any rights of another party.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms shall first be attempted to be resolved through good-faith negotiation. If the parties cannot resolve the dispute within thirty (30) days, the dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, with the seat of arbitration in New York, New York.

11. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, for any reason, including if we believe you have violated these Terms. All provisions of these Terms which by their nature should survive termination shall survive, including intellectual property provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Changes to These Terms

We may update or modify these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Contact Us

If you have any questions about these Terms of Service, please contact us:

Fast Funds Capital

Phone: 516-853-2182

Email: admin@fastfundscapital.com